Credit Manager (BBD Risk Unit)
Job: Full Time
Abu Dhabi, UAE

Job Description
Member of SME credit committee, the role includes review / analyze customers credit applications, check documents and genuineness of financial statements If any, conduct financial and non-financial analysis for credit proposals in accordance with bank policies and recommend the financial package that meet customers’ requirements capabilities

Responsibilities:

• The review credit applications of companies with a turnover less than AED 20 million and ensure that it is in-consistent with credit programs, TM RAC thanks policies and central bank law and regulations
• Approving the credit proposals up to the designated limit or recommending the proposals to the upper approving limit
• Provides satisfactory credit decisions approve decline conditional recommendation judgment and add value do the analysis of the credit proposals
• Contribute to achieve The department’s objectives goals and policies
• Provide timely report do SME credit head for any discrepancies / negative indications

Requirements:

• Degree in Business Administration/ Accounting/ Economics/ Finance
• 10 years of banking experience in which five years should be in credit risk unit
• 90% of tier 0 cases to be finalized within the agreed YAT and within minimum agreed error rate
• Ensure no regulatory issue for cases reviewed

For more details, please scroll down & see the details.

Abu Dhabi Islamic Bank